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SMHC Promotions & Financing Options

Transparent options. No games. Just the best path for your home and your budget.
Speak With an Expert
Replacing or upgrading your heating or cooling system is a major purchase, and the last thing you need is confusing financing terms, hidden fees, or pushy sales tactics.

At Simcoe Muskoka Home Comfort (SMHC), our team advocates for you. We present every available incentive, rebate, and financing option clearly, and help you choose whatever makes the most sense for your home, fuel type, and long-term operating costs.
Explore the options below, or book a free in-home consultation, and we’ll walk you through the best fit.
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Available Promotions & Financing Programs

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Promotional Offers

smhc financing 6 months
smhc financing 12 months mobile
smhc financing 60 months mobile

Every dollar of savings is in one place. Whether you’re replacing a furnace, upgrading to a heat pump, or switching off oil, there are financing options and government rebates available to help. SMHC handles all the paperwork for you, so you don’t have to.

Flexible Financing

SMHC, in partnership with Finance It and Abode, offers you the peace of mind with a path to ownership through financing. Your deferral period and rate depend on which equipment you choose. All plans are open loans, which means you can pay them off early, penalty-free.

When it comes to financing, transparency can be hard to come by. SMHC provides all the details of your agreement upfront, not just the monthly payment. So you won’t be surprised by large residuals, admin fees, high rates, and other hidden costs in the fine print.

Our flexible payment options are here to help empower your choices:

  • Open loans (penalty-free pre-payment)
  • Fast, Simple and Secure Application Process
  • Low monthly payments available (up to a 240-month / 20-year plan)
  • Short-term options (as low as 12-month plans)
  • Convenient monthly auto-debit payments
  • Dedicated Customer Support

How SMHC Helps You Choose the Best Option

Every home, furnace, AC, and heating setup is different, and every promotion has fine print.
Our comfort advisors:

  • Present all available rebates and financing
  • Help you compare long-term operating costs
  • Explain whether a heat pump, hybrid system, or AC/furnace combo makes the most sense
  • Handle all paperwork, submissions, and follow-up
  • Never pressure you into a specific option

We’re here to help you make the best decision for your home, not to push a particular brand or promotion.

Real Homeowner Reviews: Fresh Air, Real Results

Ready to Get Started?

Book a free quote and our team will walk you through:

● Which rebates your home qualifies for
● Any financing terms available for your installation
● The most cost-effective options for your fuel type and home layout
● Exact monthly payment and total savings with each system
Book A free quote
Schedule Your Next HVAC Service With Us Today
Ready to experience the best HVAC services in Simcoe and Muskoka? Schedule your next service with us today! Whether it’s a routine maintenance check or an emergency repair, trust Simcoe Muskoka Home Comfort to always deliver exceptional service.

Don’t compromise on your comfort. Contact Simcoe Muskoka Home Comfort today, and let us take care of all your HVAC needs.

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