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SMHC Promotions & 
Financing Options

Transparent options. No games. Just the best path for your home and your
budget.
Speak With an ExpertSee Financing Options
Replacing or upgrading your heating or cooling system is a major purchase — and the last thing you need is confusing financing terms, hidden fees, or pushy sales tactics.


At Simcoe Muskoka Home Comfort (SMHC), our team advocates for you. We present every available incentive, rebate, and financing option clearly, and help you choose whatever makes the most sense for your home, fuel type, and long-term operating costs.


All financing options listed below are:
● Open loans (you can pay them off anytime, penalty-free)
● No hidden fees
● No early-payment interest
● Not stackable (one promo per installation)

Explore the options below — or book a free in-home consultation and we’ll walk you through the
best fit.
SMHC

Available Promotions & Financing
Programs

Request A Quote
costco shop program

Costco Shop Card Program (10–15% Back)

Get 10–15% back on qualifying Lennox equipment with a Costco Shop Card. SMHC handles the rebate process, mailed directly to you. Show your Costco membership for a free in-home consultation.
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heat pump installation

60-Month Reduced-Rate Financing (8.99%)

Enjoy a 60-month loan at just 8.99%, with no admin fees or penalties. Perfect for homeowners seeking the lowest monthly payment for planned replacements or full system upgrades. Ask us for a quote to see your exact monthly payment.
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heat pump rebate

HRSP (Home Renovation Savings Program) Heat Pump Rebates

Get $500–$1,250 per ton for heat pump upgrades with no home energy assessment. SMHC handles the full application—no paperwork, no hassle. Find out how much your home qualifies for.
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hvac smhc worker

6-Month No-Payments Deferral (0% Interest)

Defer payments for six months with 0% interest. Ideal for unexpected or emergency replacements, with no fees and flexible payoff options. Ask us about availability.
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boiler room img

Lennox “Dave Lennox Signature Series” Rebate (Up to $1,400)

Receive up to $1,400 on top-tier Lennox Signature Series equipment, including a 6-month 0% deferral. Ask us if your home qualifies for this premium comfort package.
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Promotion Comparison Summary (For
Easy Viewing)

 

ProgramUpfront BenefitWho It’s Best ForStackable?
60-Month @ 8.99%Lowest monthly paymentPlanned replacements, budget flexibility❌
6-Month DeferralNo payments or interest for 6 monthsEmergency replacements❌
HRSP Rebate$500–$1,250 per tonHeat pump upgrades❌
Costco 10–15% Shop Card10–15% back on total projectCostco members upgrading major equipment❌
Lennox Signature Rebate ($1,400)Premium system rebate + 6-month deferralHomeowners buying top-tier systems❌



| Program | Upfront Benefit | Who It’s Best For | Stackable? |
|--------------------------------|--------------------------------------------|---------------------------------------------|------------|
| 60-Month @ 8.99% | Lowest monthly payment | Planned replacements, budget flexibility | ❌ |
| 6-Month Deferral | No payments or interest for 6 months | Emergency replacements | ❌ |
| HRSP Rebate | $500–$1,250 per ton | Heat pump upgrades | ❌ |
| Costco 10–15% Shop Card | 10–15% back on total project | Costco members upgrading major equipment | ❌ |
| Lennox Signature Rebate ($1,400) | Premium system rebate + 6-month deferral | Homeowners buying top-tier systems | ❌ |
This will render a clean and readable table when viewed in a markdown viewer!

How SMHC Helps You Choose the Best Option

Every home, furnace, AC, and heating setup is different — and every promotion has fine print.
Our comfort advisors:

  • Present all available rebates and financing
  • Help you compare long-term operating costs
  • Explain whether a heat pump, hybrid system, or AC/furnace combo makes the most
    sense
  • Handle all paperwork, submissions, and follow-up
  • Never pressure you into a specific option

We’re here to help you make the best decision for your home — not to push a particular brand
or promotion.

Real Homeowner Reviews: Fresh Air, Real Results

Ready to Get Started?

Book a free quote and our team will walk you through:

● Which rebates your home qualifies for
● Any financing terms available for your installation
● The most cost-effective options for your fuel type and home layout
● Exact monthly payment and total savings with each system
Book A free quote
Schedule Your Next HVAC Services With Us Today
Ready to experience the best HVAC services in Simcoe and Muskoka? Schedule your next service with us today! Whether it’s a routine maintenance check or an emergency repair, trust Simcoe Muskoka Home Comfort to always deliver exceptional service.

Don’t compromise on your comfort. Contact Simcoe Muskoka Home Comfort today, and let us take care of all your HVAC needs.

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