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6-Month No-Payments Deferral (0% Interest)

6-Month No-Payments Deferral 

Deferral Period: 6 months
Interest: 0% during deferral
Payments: $0 for six full months
After Deferral: Converts to a standard 5-year term with the rate disclosed at quote
Loan Type: Open loan — pay off anytime
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Why Homeowners Choose This:

Perfect for unexpected replacements
Gives you six months to breathe financially
If you pay off the full balance before the end of the deferral, you pay zero interest
No fees, no surprises
Great for emergency replacements — ask about availability.

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